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AmeriChoice Makes Holidays Brighter for 42 Kids with “Shop With A Cop” Support
Mechanicsburg, PA (December 21, 2023) – This holiday season AmeriChoice Federal Credit Union rallied its employees and partnered with several area police departments to support Shop with a Cop. For ...
Financial Literacy Quarterly Newsletter
7 Fun Money Saving Challenges to Try in 2023
Is your New Year’s resolution going to be to save more money? Breaking bad habits and increasing your financial security is an admirable resolution – ...
AmeriChoice Digital Wallet
The days of frantically searching for your card when you’re checking out at the grocery store, or groggily paying for your morning coffee are over!
3 Common Car Buying Tips that are Completely False
Whether you’re buying a car for the first time, or you want to undo the terrible experience you had the first time, these are vital things you should ...
Strong Passwords to Fight Fraud
Making smart choices when you create a password Passwords are something that we need in almost every aspect of our lives now. From placing an online o...
New Years Savings Goals
“New Year, New Me!” is a phrase we hear constantly from the end of December through January every year. Everyone has big plans about how they’re going...
Save Like a Pro
Does it ever seem like everyone has a much easier time saving money than you do? Like everything else in life, good financial practices need to be jus...
How to Reset Your Emergency Fund after an Emergency
You’ve scrimped and saved for months, finally built your emergency fund to where you want it to be, and then suddenly, your car dies. Or there is a fl...
Trimming the Fat in your Food Budget
Everyone has to eat, and the cost of that food consumes a big piece of most people’s paychecks. According to a USDA Economic Research Service report, ...
Helping Students Find the Right Career
Catching butterflies. Creating elaborate illustrations. Building a pirate/sea monster/dog park/boat out of Legos. Inventing and organizing a new game.
Kids and Spending Habits
How to Teach Managing Money Wisely from a Young Age
FOCUS on your Finances
Have you checked out FOCUS, our free personal financial management system in Online Banking yet? Every member who has access to Online Banking has FOC...
Teaching Kids How to Save
Prepare Them for Freedom Instead of Financial Burdens
Starting a Conversation
As Friends and Families Age – You Can Help Make Sure They’re Financially Secure
Are You Prepared to Buy a Home?
Student Loans Don’t Have to Hold You Back: Good Planning Will Get You There Be prepared.
Get Started: Paying off School Debt to Reach Your Goals
You won’t be making payments forever. Promise.
Use Equity to Upgrade Your Home
Use Equity to Upgrade Your Home Make your most valuable asset even more valuable.
10 Tips for Starting a Side Gig
Are you staring at that credit card statement and the interest portion is eating you alive?
3 Tips for Building a Budget You Can Live With
Many people have to work hard to not visibly cringe when they hear the word “budget,” as they conjure up visions of joyless futures lacking in cash fo...
How a 529 Plan Can Make a Difference
In the next 20 years, college tuition costs are likely to triple.
Working after retirement: Will it help you or hurt you?
Top 12 Benefits of Working After Retirement If you are approaching retirement age, can you still work after you turn 65?
Your guide to understanding home inspections
Buying a home can be an overwhelming process and can leave many people questioning if they are making the right decision. One way to increase your con...
Should You Pay with Debit or Credit when holiday shopping
The holidays are here, and you are ready to go holiday shopping. You’ve read our tips on how to make your holiday budget work and used that informatio...
When is it time to invest in your next vehicle?
There are a variety of factors to consider when deciding if it is the right time for you to invest in your next vehicle. Evaluate the status of your c...
Is Your Car Ready for Winter? [Checklist]
Use this winterize vehicle checklist to prepare yourself for upcoming bad weather. Preparation not only makes winter less stressful – it could save yo...
Prepare Your Home for Winter with this Easy-to-Follow Checklist
It may still be beautiful fall temperatures outside, but this is the perfect time to prepare for the inevitable winter weather. We created this winter...
Try these 11 Easy Money-Making Ideas This Weekend
Looking for side hustles for extra money on the weekend? We’ve put together our 11 favorite ideas for earning extra money in a weekend without a ton o...
3 Tips for How Millennials Can Make Saving a Habit
Millennials’ saving habits are often criticized by other generations. However, millennials also face many financial burdens other generations have not...
3 Myths That Wrongly Deter Potential Home Buyers
Home ownership isn’t the same American dream anymore. Since the recession, it’s important to understand exactly what’s involved with buying from a pra...
Why a Home Equity Line of Credit is a Good Idea
If you’re a homeowner, your home is likely your single largest investment. You can put that investment to work for you using your hard-earned equity. ...
3 Reasons to Add Credit Union Membership to Your Employee Benefits
Attention small business owners! What can you offer employees that sets you apart from your competitors? Here’s one – credit union membership! Of all ...
Travel Smart with an AmeriChoice VISA
Are you about to head off on summer vacation? While you are making sure that you have your hotel or condo rental, plane tickets, rental car and activi...
Burglars Don’t Take Vacations
A message from Liberty Mutual Insurance Liberty Mutual is proud to partner with Americhoice Federal Credit Union to provide you with relevant auto and...
5 Questions to Determine if You Know the Smartest Way to Use a Credit Card
What’s the smartest way to use a credit card? Responsibly. In order to take advantage of credit, raise your credit score, and get rewards through your...
What are Wire Transfers & Should I Use One? [The Basics]
Wire transfers are a quick, secure method of transferring money between two parties. The bank wire transfer process is simple, even if you’ve never tr...
New College Grads: Avoid these 5 Financial Mistakes
You finally graduated college – congrats! This is a huge accomplishment but also just the first step in adulthood. The ‘real world’ can often throw yo...
9 Ways to Keep Your Money Safe on Vacation
These travel safety tips cover an often-overlooked precaution – your finances! Read these 9 tips before you go on vacation, whether it’s to the beach ...
5 Smart Ways to Spend Less on College Tuition
Are you nearing the end of high school and starting to question how you’re going to pay for a college education? The average college tuition per year ...
What’s the #1 Riskiest Scam in the U.S. Today? [2017 BBB Report Findings]
Millions of people become victims of fraud every year. The Better Business Bureau decided to collect and study victim reports to help identify and pre...
How to Find the Best Auto Insurance Policy in PA
The average cost of car insurance in the U.S. is just over $900 a year. To get the best value for your money, you need to fully understand what goes i...
15 Spending Tips Every College Student Should Know
College students understand the need to be frugal. When you’re dishing out money on tuition, textbooks, and daily living expenses – it can be difficul...
3 Proven Strategies for Paying Off Debt Faster
If you are searching for ways to pay off debt the fastest – you are in the right place. These three debt repayment strategies are designed to hasten t...
The Beginner’s Guide to Starting Your Emergency Savings Fund
In the Federal Reserve’s 2017 survey, 44% of respondents would not be able to cover a $400 unexpected expense with their savings. More recently, this ...
5 Surprising Statistics about Borrowing Equity in your Home
We found some really interesting statistics we want to share with you! These 5 stats could help you decide whether to borrow equity against your home,...
Do You Believe These 11 False Financial Facts?
These 11 money myths are still believed by many. It’s time to stop the misinformation and provide legitimate financial tips for young adults! Here are...
9 Reasons Why Your Credit Card Was Declined [& How to Fix It]
Why did my credit card get declined? We get this question often, so we compiled a list of the 9 most common reasons your credit card would be declined...
Avoid these 5 Common Spending Mistakes in Your 20s
There’s a lot they don’t teach you in school. One item often missed is responsibly managing money in your 20s. This lack of financial education often ...
13 Inexpensive Gift Ideas for Valentine’s Day
Need to cut back on spending this month? Just want a new idea besides flowers and chocolate? Whatever the reason, we compiled 13 cheap Valentine’s day...
15 Items Every Adult Should Purchase in Their 20s
As an adult, there are definitive purchases that can have a positive impact on your life and future. We’ve created a list of the best purchases in you...
Where to File Your Taxes this Year [Simple Guide]
It’s almost that time of year – tax season! While the official due date for filing your taxes isn’t until April 15th, it doesn’t hurt to get a head st...
Mortgage Q&A with Vicki
At AmeriChoice, we’re always looking for ways to help members better their financial situation and reach their goals. One topic that always seems to b...
Signature Loans: The Power is at Your Fingertips
January and the New Year mean resolutions, and for many that means a financial change. If one of your resolutions for 2018 is to get your finances in ...
Use these 3 Plans to Save for Your Child’s Future
How soon should you start thinking about your child’s future? Are there even college savings plans for babies? It’s never too early and absolutely. As...
11 Money Saving Life Hacks You Have to Try This Year
Saving money isn’t an impossible task. Sometimes it just takes the right strategy. These are our favorite money saving life hacks that anyone can use....
How to Start a Small Business in PA [Simple Guide]
If you’re considering starting a small business in PA – congratulations! Owning a business can be incredibly rewarding and challenging. We’ve compiled...
11 Heating Energy Savings Tips for Renters this Winter
If you’re a renter, upgrading your heating system or making any major energy-saving repair is probably not an option. Instead, use these 11 heating en...
13 Easy Ways to Avoid Common Holiday Scams
The holidays are one of the most exciting times of the year – for families and scammers. As spending is on the rise in November and December, so are t...
5 Holiday Budgeting Tips to Help You Keep Your Sanity
It’s no secret that the Holiday season is full of joy – and full of costly expenditures. Use these holiday budgeting tips to make sure you’re not over...
Would You Save Money by Refinancing Your Auto Loan?
According to Experian’s latest data, the average monthly payment for a new car is up to $506! One way you could drop that monthly payment is to refina...
How to Keep Your Information Safe During a Retailer Data Breach
The statistics aren’t promising. The Identity Theft Resource Center (ITRC) reported a total of 1,091 breaches in 2016 alone – up 40% from the previous...
First Time Car Buyers: The 5 Steps Every Buyer Should Follow
If you are considering purchasing your first car – congratulations! Making such a large purchase is a huge achievement and something to be proud of. W...
How AmeriChoice Gives Back to the Harrisburg, PA Region
Part of AmeriChoice FCU’s vision is to create a stronger community through a more community-driven financial institution. We strive to give back throu...
11 Pieces of Financial Advice Every New College Graduate Should Read
If you graduated in May of 2017, you’re quickly discovering the reality of budgeting after college. If you used federal student loans, your grace peri...
7 Tips for Creating Strong Online Passwords for Your Accounts
Learning how to generate secure passwords is easy. There are many tips and tricks you can use to protect your online accounts while still being able t...
Breaking Down 4 Types of Mortgages for First Time Buyers
First time home buyers are estimated to make up 35% of all home purchases in 2017. Your first venture into the world of real estate can be overwhelmin...
Use These 7 Hacks to Repair & Raise Your Credit Score
While the average American’s FICO credit score is 700, which is considered fair, there are still many who struggle with their score’s limitations. May...
How to Change Financial Institutions in Four Easy Steps
Credit unions exist to give people an alternative to a traditional bank. Many of our members have previously banked at large regional or national inst...
What Every First Time Home Buyer Should Look for in a Home
A starter home has historically referred to a home purchased by a first time buyer, that the buyer only plans to stay in for a specific period of time...
What is the FASFA and Why Should every High School Graduate Apply?
FASFA stands for free application for federal student aid. It’s the only way to get access to federally-funded financial aid for college – so every pa...
Unexpected Costs Every First Time Home Buyer Should Know About
If you are planning to buy your first home, chances are you’ve thought about a down payment and the cost of your mortgage. However, some first time ho...
Don’t Make these 8 Common First Time Home Buyer Mistakes
Buying your first home will no doubt be simultaneously exciting and stressful. It’s easy to get caught up in the whirlwind of the home buying process,...
Our Picks for Inexpensive Valentine’s Day Dates in the Capital Region
Valentine’s Day spending is at an all-time high, averaging $146.84 per person in 2016! While there is certainly nothing wrong with shelling out your h...
Don’t Let Winter Leave You Salty
A message from Liberty Mutual Insurance Salt is a necessity on the road to keep us safe in hazardous winter conditions, but it can also wreak havoc on...
How to Get Pre-approved for a Mortgage on the First Try
First time home buyers often have to jump through additional hoops while applying for their first mortgage. Lenders want assurances that you’re ready ...
When is the Right Time to Buy a Car?
The prospect of buying a car can be exciting. However, it can be easy to get so caught-up in the idea of a new car that you overlook if it is the righ...
New vs. Used Cars: Which Vehicle is Right for You?
If you’re in the market for a new vehicle, you have an abundance of options. In 2015 alone, 17.5 million cars were sold from dealerships across the co...
Travel Checklist: 10 Essential Tips to Prep before Traveling Abroad
After all the time spent booking hotels, rental cars, and vacation activities, it can be easy to forget what financial items need to be taken care of ...
Know BEFORE you Pokémon Go
The latest Pokemon Go craze has gotten millions of people captivated in trying to “catch ‘em all” – this smart phone app uses the camera to place Poké...
Youth Savings and Financial Tips
Soon you’ll be planting that financial seed in your young one’s mind to watch them grow into a responsible young adult who makes great money choices. ...
Help for First Time Home Buyers
When it comes to milestone purchases, your first home will always be at the top of the list. At AmeriChoice, we have researched and requested informat...
Financial Stress Management
Adult financial education is a touchy subject. We all know the basics of saving, planning for retirement, and getting a loan, but often asking for hel...
How CU Services Can Help Avoid Fraud Tactics
The 2016 Identity Fraud Study from Javelin Strategy & Research found that many consumers who do not trust their financial institutions are engagin...