At AmeriChoice, we pride ourselves on building the best possible staff of energetic, hardworking, and dedicated individuals. Together, we can build the best possible team to best serve the needs of our members.
Full Time benefits include:
We’re looking for energetic, dedicated individuals to join our team. View the career opportunities below and submit your resume along with salary requirements to humanresources@americhoice.org or fax it to (717)697-3713. EOE.
POSITION: MEMBER SERVICE REPRESENTATIVE I
REPORTS TO: VP MEMBER EXPERIENCE
FLSA STATUS: NONEXEMPT
JOB SUMMARY:
Under general supervision, provides a variety of service functions directly to the members that include greeting members promptly and enthusiastically, accurately and efficiently handling a variety of teller transactions, and clearly explaining the features and benefits of our products and services.
ESSENTIAL JOB FUNCTIONS:
QUALIFICATION REQUIRED:
QUALIFICATIONS PREFERRED:
KNOWLEDGE, SKILLS AND ABILITIES:
- Ability to read and write.
- Ability to count and work with numbers and details effectively.
- Ability to effectively and efficiently communicate orally, in writing, and by phone.
- Ability to effectively work with members (friendliness, tact and diplomacy).
- Ability to work effectively with people.
- Ability to learn, apply and communicate knowledge of teller department policies and procedures.
- Ability to learn, apply knowledge and communicate credit union products and services.
- Ability to discern currency and coin.
- Ability to input and retrieve data from computer.
- Ability to use a calculator.
- Ability to use and learn office machines (i.e., copier, fax, terminals).
- Ability to multi-task and prioritize work flow
WORK ENVIRONMENT:
Job requires little physical effort and is basically a desk assignment. Work creates moderate to heavy stress during certain periods. Job does not have specific volume and pace of work standards except that the job includes specific deadlines. Job requires extensive contact with managers, employees, members, outside companies and vendors on a continual basis. This work requires the following physical activities: sitting, standing, walking, finger dexterity, grasping, repetitive motions, talking, hearing and visual acuity. The work is performed primarily indoors.
NOTICE:
This job description is not intended to be, nor should be construed as a contract for employment. AFCU makes no guarantee of permanent employment. This job description is to be used as a guideline to give the employee an understanding of what the credit union has defined this position to be.
AFCU is willing to accommodate disabilities to the extent a financial services organization can without impacting financial control or member service. AFCU is an Equal Opportunity Employer.
I have read and understand the above described job description for my position. If any major changes/additions/deletions occur in my job responsibilities, I will notify my supervisor so that my job description can be updated accordingly.
POSITION: LOAN OPERATIONS OFFICER
REPORTS TO: VP LENDING
FLSA STATUS: EXEMPT
JOB SUMMARY:
Under general supervision, helps research, test, and integrate new services and products into the
current software and train employees on their use. Handles loan compliance issues for the department. Performs loan reporting. Serves as a reference person for the loan department in regards to programs, policies, procedures, and compliance.
ESSENTIAL JOB FUNCTIONS:
1. Prepares monthly, quarterly and annual reports for the loan and collection departments.
2. Prepares quarterly Call Report for the NCUA.
3. Prepares semi-annual Better Choice loan report.
4. Prepares annual HMDA, 1099C, dealer paid interest, mortgage points paid reports, and loan tax statements
5. Monthly review of loans not paid by maturity date, loans where interest due exceeds the payment, HELOC renewals, and share-secured loan report showing expiring CD’s secured by a loan
6. Helps research, test, and integrate new programs, services, and products into the current software and train employees on their use.
7. Handle software maintenance issues and corrections.
8. Monitor and maintain consumer loan compliance for the department.
9. Adjusts variable rate loan rates as needed.
10. Responsible for maintenance, changes, and modifications on current loans (i.e., due date or rate modification, payment reversal, returned checks, reamortization, etc.)
11. Adjusts extra late fees charged to loans based on payment frequency
12. Reverses NSF payments back to the loan.
13. Maintains and reviews construction loan accounts, balloon dates, and billing.
14. Balance Student Choice loan portfolio tracking records to the third party trial balance, and responsible for resolving small balance accounts (waive small balance due/credit borrower
for overpayments
15. Responsible for gathering and providing system information for audit and exam requests
and works with the VP Lending to address any audit and exam issues
16. Remains alert to and reports or resolves any out-of-the-ordinary circumstances regarding
loan process and transactions
17. Track and report loan losses, match to GL account.
18. Balance charged off loans and collection recoveries and perform system charge offs
19. Process/perform account maintenance and tracking on repossessions and foreclosures
20. Perform TDR and bankruptcy tracking
21. Portfolio Vehicle Loans – prepares a monthly report for VP Lending and Collection Department review for delinquent and problem loans. On a random basis, reviews loan accounts to assure minimum payment requirements are met and that loans are amortizing correctly
22. Assists with OREO and Repossessed Asset tracking and reporting.
23. Assumes a leadership role in the Loan Department area.
24. Assists with loan processing and underwriting as needed, including indirect underwriting on Saturdays.
25. Prompt and efficient assistance to loan staff.
26. Maintain written procedures for all primary job functions so that credit union staff can act as backup in employee’s absence.
27. Maintains confidentially with Credit Union policies/procedures and member information.
28. Maintains current knowledge of security and compliance as it relates to job functions and duties.
29. Attends assigned meetings, training sessions, and stays current on new processes and procedures.
30. Responsible to understand, monitor, and report activity associated with department business objectives to assist the Credit Union’s compliance with the Bank Secrecy Act.
31. Performs all responsibilities in a professional manner, setting the highest possible
standard for the Credit Union.
32. Attends meetings and training sessions as required.
33. Performs other duties and responsibilities as required or assigned.
QUALIFICATIONS REQUIRED:
1. High school diploma or equivalent required.
2. Five years experience in lending preferred.
3. Working knowledge of PC software programs.
4. Knowledge of credit union loan processes, products, and compliance issues.
5. Knowledge of Reg Z, Reg B, and Fair Debt Collection Practices Act.
KNOWLEDGE, SKILLS AND ABILITIES:
- Ability to read and write.
- Ability to count and work with numbers and details effectively.
- Ability to work with people at all levels, orally, in writing, or by phone.
- Ability to effectively and efficiently communicate orally, in writing, and by phone.
- Ability to work with members effectively (friendliness, tact and diplomacy).
- Ability to learn, apply, and communicate knowledge of VISA policies and procedures.
- Ability to learn, apply, and communicate knowledge of credit union products and services.
- Ability to coordinate, process and analyze lending documentation and decisions.
- Ability to make sound decisions on issues and justify them.
- Ability to work independently and with little supervision.
- Ability to accurately input and retrieve data from computer.
- Ability to use a calculator.
- Ability to use and learn office machines (i.e., copier, fax, terminals).
WORK ENVIRONMENT:
Job requires little physical effort and is basically a desk assignment. Work creates moderate to
heavy stress during certain periods. Job does not have specific volume and pace of work
standards except that the job includes specific deadlines. Job requires extensive contact with
managers, employees, members, outside companies and vendors on a continual basis. This
work requires the following physical activities: sitting, standing, walking, finger dexterity,
grasping, repetitive motions, talking, hearing and visual acuity. The work is performed primarily
indoors.
NOTICE:
This job description is not intended to be, nor should be construed as a contract for employment.
AFCU makes no guarantee of permanent employment. This job description is to be used as a
guideline to give the employee an understanding of what the credit union has defined this position
to be.
AFCU is willing to accommodate disabilities to the extent a financial services organization can
without impacting financial control or member service. AFCU is an Equal Opportunity Employer.
I have read and understand the above described job description for my position. If any major
changes/additions/deletions occur in my job responsibilities, I will notify my supervisor so that my
job description can be updated accordingly