Members Get Great Rates Every Day

Dividends paid monthly

*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

*APY=Annual Percentage Yield. Rates are subject to change without notice.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above.

Detailed Rates

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above.

Detailed Rates

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice. Maximum APR is 21% or the maximum permitted by law, whichever is lower.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.
Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 85% market value financing.
$5,000 or more in new money is required to refinance existing AmeriChoice Equity Loans.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice. Maximum APR is 21% or the maximum permitted by law, whichever is lower.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.
Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 100% market value financing.
$5,000 or more in new money is required to refinance existing AmeriChoice Equity Loans.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies. Subject to Credit Approval. Property Insurance is required. Membership Eligibility applies.

*APR=Annual Percentage Rate

*APR=Annual Percentage Rate.  The rate, term, and maximum amount your can borrow may vary and is based upon the applicant’s credit worthiness and the amount of equity in your home. Rates are subject to change without notice.  All loans are subject to lending guidelines.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.  Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 85% market value financing.  $5000 or more in new money is required to refinance existing Equity Loans.

Must qualify for membership and become a member to take advantage of this offer.

*APR=Annual Percentage Rate. The rates and terms listed are based upon the applicant’s credit worthiness and may vary from that shown above.

Subject to credit approval. Rates may increase and are subject to change without notice.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Maximum APR is 18%.

Payment for a $1,000 for 60 months at 9.99% is $21.25 a month.

**Borrow $500 to $25,000. No prepayment penalty.  Maximum payment term is 60 months.

*APR=Annual Percentage Rate
Variable Rate Line of Credit

**Use the value of your IBM stock as collateral.  Borrow up to 75% of the current market value.

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above.

*APR = Annual Percentage Rate

(Variable Rate Line of Credit – Prime + 5% Adjusted Quarterly)

4th Quarter Rate 13.50% APR

DPR .0369863%

*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

*APY = Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Early withdrawal penalty may be imposed.

Dividend rates are declared by the Board of Directors and cannot be guaranteed

Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.

To be eligible for bonus Member Reward level must be a Star or Stripe at the time of Share Certificate account opening.  Reward Levels are determined on the last business day of each month and are effective until the next end of month process.

*APY=Annual Percentage Yield. Rates are subject to change without notice.

*APY=Annual Percentage Yield. Rates are subject to change without notice.