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AmeriChoice Makes Holidays Brighter for 42 Kids with “Shop With A Cop” Support

Mechanicsburg, PA (December 21, 2023) – This holiday season AmeriChoice Federal Credit Union rallied its employees and partnered with several area police departments to support Shop with a Cop. For ...

Financial Literacy Quarterly Newsletter
7 Fun Money Saving Challenges to Try in 2023

Is your New Year’s resolution going to be to save more money? Breaking bad habits and increasing your financial security is an admirable resolution – ...

AmeriChoice Digital Wallet

The days of frantically searching for your card when you’re checking out at the grocery store, or groggily paying for your morning coffee are over!

New Years Easy Savings

The Christmas decorations are packed away, we’ve rung in the New Year and if you’re looking at your account balances wondering “what happened to my bu...

Credit FAQ

We’re always asked about credit and credit scores and why they’re so important. We asked our Vice President of Consumer Lending, Brad Grissinger, the ...

Sharing Living Expenses

Before tying the knot, more and more couples are choosing to live together. While living together can be a great opportunity to see if you and your si...

Financial Literacy: Why It Matters and How to Improve Yours Today

In a rapidly changing world, people are less confident than ever with their money managing skills and their financial literacy. Even though thanks to ...

How to Reset Your Emergency Fund after an Emergency 

You’ve scrimped and saved for months, finally built your emergency fund to where you want it to be, and then suddenly, your car dies. Or there is a fl...

Summer Fun that Won’t Break the Bank

The summer heat sets in just in time… to be surrounded by children who want to be entertained. All. Day. Long.

Kids and Spending Habits

How to Teach Managing Money Wisely from a Young Age

Teaching Kids How to Save

Prepare Them for Freedom Instead of Financial Burdens

Starting a Conversation

As Friends and Families Age – You Can Help Make Sure They’re Financially Secure

Get Started: Paying off School Debt to Reach Your Goals

You won’t be making payments forever. Promise.

Use Equity to Upgrade Your Home

Use Equity to Upgrade Your Home Make your most valuable asset even more valuable.

3 Tips for Building a Budget You Can Live With

Many people have to work hard to not visibly cringe when they hear the word “budget,” as they conjure up visions of joyless futures lacking in cash fo...

Comparing Traditional IRAs to Roth IRAs

Are you curious about how traditional and Roth IRAs compare? When it comes to planning your future, you should know how to invest, so you make the mos...

Your guide to understanding home inspections

Buying a home can be an overwhelming process and can leave many people questioning if they are making the right decision. One way to increase your con...

What is the difference between APY and APR?

We have been receiving questions about interest rates with APY and APR. How are they factored in for loans and investments? How can one word make such...

Should You Pay with Debit or Credit when holiday shopping

The holidays are here, and you are ready to go holiday shopping. You’ve read our tips on how to make your holiday budget work and used that informatio...

When is it time to invest in your next vehicle?

There are a variety of factors to consider when deciding if it is the right time for you to invest in your next vehicle. Evaluate the status of your c...

Tips to make your holiday budget work

When it comes to budgeting and saving money so that you can enjoy the holiday season, it all begins with planning. The goal of this up-front effort is...

Easy Actions to Teach Kids About Money

[Question] What should you consider when teaching your kids about budgets and saving? Teaching children about finance, or anyone for that matter is a ...

Don’t Get Caught Short From Changes in Withholding Laws

In December of 2017 the Tax Cuts and Jobs Act was passed into law and made several changes to the tax code. Many of these changes could affect you. Lu...

Try these 11 Easy Money-Making Ideas This Weekend

Looking for side hustles for extra money on the weekend? We’ve put together our 11 favorite ideas for earning extra money in a weekend without a ton o...

5 Questions to Determine if You Know the Smartest Way to Use a Credit Card

What’s the smartest way to use a credit card? Responsibly. In order to take advantage of credit, raise your credit score, and get rewards through your...

What are Wire Transfers & Should I Use One? [The Basics]

Wire transfers are a quick, secure method of transferring money between two parties. The bank wire transfer process is simple, even if you’ve never tr...

New College Grads: Avoid these 5 Financial Mistakes

You finally graduated college – congrats! This is a huge accomplishment but also just the first step in adulthood. The ‘real world’ can often throw yo...

9 Ways to Keep Your Money Safe on Vacation

These travel safety tips cover an often-overlooked precaution – your finances! Read these 9 tips before you go on vacation, whether it’s to the beach ...

15 Spending Tips Every College Student Should Know

College students understand the need to be frugal. When you’re dishing out money on tuition, textbooks, and daily living expenses – it can be difficul...

5 Surprising Statistics about Borrowing Equity in your Home

We found some really interesting statistics we want to share with you! These 5 stats could help you decide whether to borrow equity against your home,...

Where to File Your Taxes this Year [Simple Guide]

It’s almost that time of year – tax season! While the official due date for filing your taxes isn’t until April 15th, it doesn’t hurt to get a head st...

Use these 3 Plans to Save for Your Child’s Future

How soon should you start thinking about your child’s future? Are there even college savings plans for babies? It’s never too early and absolutely. As...

11 Money Saving Life Hacks You Have to Try This Year

Saving money isn’t an impossible task. Sometimes it just takes the right strategy. These are our favorite money saving life hacks that anyone can use....

11 Heating Energy Savings Tips for Renters this Winter

If you’re a renter, upgrading your heating system or making any major energy-saving repair is probably not an option. Instead, use these 11 heating en...

13 Holiday Spending Statistics that May Surprise You

Happy Thanksgiving! Or should we say – Happy Black Friday! You’re probably aware that Thanksgiving is a prime time for Holiday shopping. In fact, you ...

Should You Pay with Debit or Credit at the Cash Register?

When you spend your hard-earned money, you have a few options of how to complete those transactions. You could choose to pay cash, use your debit card...

Use these Seven Strategies Catch Up on Your Retirement Savings

One out of every three Americans has zero dollars saved for retirement, according to a GOBankingRates survey. The survey also found that 75% of indivi...

5 Holiday Budgeting Tips to Help You Keep Your Sanity

It’s no secret that the Holiday season is full of joy – and full of costly expenditures. Use these holiday budgeting tips to make sure you’re not over...

How AmeriChoice Gives Back to the Harrisburg, PA Region

Part of AmeriChoice FCU’s vision is to create a stronger community through a more community-driven financial institution. We strive to give back throu...

11 Pieces of Financial Advice Every New College Graduate Should Read

If you graduated in May of 2017, you’re quickly discovering the reality of budgeting after college. If you used federal student loans, your grace peri...

Prepaying on your Mortgage: Pros and Cons to Early Payoff

Determining whether to pay off your mortgage or invest those extra funds is a huge decision. There are some definitive pros and cons to paying off you...

Use These 7 Hacks to Repair & Raise Your Credit Score

While the average American’s FICO credit score is 700, which is considered fair, there are still many who struggle with their score’s limitations. May...

Will Consolidating Student Loan Debt Save You Money?

Most college graduates accumulate some amount of student loan debt throughout their time in school. While many lenders provide a grace period after gr...

Pre-qualified vs Pre-approved : What’s the Difference?

There is an abundance of financial jargon used by all types of lenders and financial institutions. You may have gotten a letter in the mail prequalify...

The Beginners Guide to Debt Consolidation

NerdWallet’s 2016 Debt Survey shows that Americans have only increased their total debt in the last decade, with the average household’s credit card d...

How to Teach Your Child Money Management Skills

Teaching kids about money can feel like a daunting task. Pennsylvania schools don’t have many state requirements for teaching financial literacy, rece...

23 Ways to Make More Money and Stop Living Paycheck to Paycheck

The secret to making more money doesn’t always lie in a specific career path or by paying for a college degree. Sometimes your financial woes can’t be...

How to Plan for Unexpected Home Repairs

A recent survey by HomeServe USA revealed that while 51% of homeowners had to deal with an emergency home repair in the last year, a staggering 25% di...

Financial Stress Management

Adult financial education is a touchy subject. We all know the basics of saving, planning for retirement, and getting a loan, but often asking for hel...