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Signature Loans: The Power is at Your Fingertips

January and the New Year mean resolutions, and for many that means a financial change.  If one of your resolutions for 2018 is to get your finances in order, maybe payoff a credit card, improve your credit, or just be more financially sound, we can help!

Our signature loans can be used for so much more than just consolidating other debts.  If you have an unexpected car repair, need to fix the furnace, want to put a down payment on a vacation rental, or buy your new driver an inexpensive car, consider a signature loan.  It’s a quick and easy way to get funds without having to use a credit card or pull from savings. A signature loan is a great way to consolidate multiple payments into one monthly payment.    Instead of sending multiple payments each month and not really getting anywhere on those high interest store cards or other obligations, a signature loan can consolidate and combine all of those into one loan with one payment.

Applying for a signature loan is quick and easy.  One of our financial service representatives can take an application and oftentimes you will have an answer and the funds that same day.  If you want to payoff and consolidate debts, you’ll need your most recent statements from those accounts.  If other accounts need to be paid, we can even send the checks out for you.

If you choose to consolidate debt by using a signature loan, oftentimes we can save you money and you’ll be able to pay the debt off faster.  Interest rates at AmeriChoice can be significantly lower than the rate you’re paying on a store card or other financial institutions.  Because a signature loan is a close ended loan (meaning you will be making payments only on what the outstanding balance is with a designated end date), you’ll be able to pay that debt off faster.

No matter what you use your signature loan for, making payments is just as easy!  We can set up the payment date to coincide with a direct deposit and automatically transfer.  This way, you don’t have to remember to stop in to make a payment or transfer through online banking.

If a signature loan sounds like something that would benefit you, reach out to one of our financial service representatives.  They’ll be able to take an application and walk you through the process.