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Where did ALL the Free Checking Accounts Go?

Have you checked the fees on your bank checking account lately? In the recent economic climate, the number of banks that offer free checking has dipped below 50%, almost 10% less than 2013! Moebs $ervices conducted a study to determine the future of the free checking account. While banks are dropping like flies, credit unions stayed strong, almost 80% still offering truly free checking!

955AmeriChoice is happy to contribute to that 80%. Even though many financial institutions consider free checking to be too costly, we believe that our members deserve to have a safe place to manage their money without being gouged by fees every month.

 What does this mean? With our Simplified Checking Account, we offer you truly FREE checking.

  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Surcharge FREE ATM Network
  • FREE access to e-statements, home banking, and mobile banking

Not only do we not charge you for having a checking account, we PAY you back for using your checking account and debit card! You simply have to enroll in our FREE debit card rewards program,CardCash™, and you can earn up to 1% cash back on all qualified non-PIN debit card transactions.*

If you’d like to truly experience FREE checking, then open a Simplified Checking Account today and encourage your friends and family to do the same!

*An activated AmeriChoice Federal Credit Union debit card AND enrollment in CardCash™ are required in order to earn cash back. There is no cost to enroll in CardCash™. After enrollment, qualifying non-PIN debit card purchases are used to determine monthly cash back. Terms and conditions apply.