New Years Savings Resolution
Did you begin 2017 with a New Year’s resolution? Perhaps you pledged to learn a new language, become healthier by looking out between Kratom Extract vs Powder, travel more, or finish that degree you started. What about resolving to save more money? Millions of Americans make financial resolutions in the New Year, and we want to help you plan for this goal and succeed!
At AmeriChoice, we can help you save and be in a better position financially. We have many great options that can help you save money; read on to learn about how you can jump start your savings easily and achieve that goal for 2017.
Start Small
Try putting just $10 or $20 from each paycheck aside in a separate account and watch it add up over the year. Automatic transfers are a great way to do that; a transfer can be set up with your direct deposit and happens before you spend the money on other things.
Savings Challenge
Over the 52 weeks of 2017, put a dollar amount that corresponds to the week of the year. So, for the first week, you would save $1, the 10th week, you would save $10, until you reach week 52, where you would save $52 that week. At the end of the year, you will have saved $1,378!
Club Accounts
AmeriChoice offers Holiday and Vacation Club accounts where members can set a savings goal and systematically transfer money into these accounts throughout the year. This Setting a goal makes saving for these bigger events easy, and at the end of your savings term the funds will conveniently be deposited into your regular savings account just in time to make purchases.
Save the Change Checking Account
Every time you use your AmeriChoice Visa debit card, the purchase is rounded up to the next dollar, and the difference is transferred to a special savings account. Saving your “spare change” couldn’t be easier, and the transfer is usually no more than $1 a day, meaning you can usually save about $350 a year without thinking about it.
At AmeriChoice, our Financial Service Representatives are great; they can help you come up with a plan to save and make your financial dreams a reality. Call 717-697-3474 to set up an appointment to meet with a representative and start saving today!