Easy access to your money starts here!

It’s a common misconception that credit union members cannot access money as easily as a bank customer. In reality, you have access to almost 30,000 surcharge-free* ATM locations across the country. View your account, transfer money, and deposit checks with a press of a button using our Mobile Deposit Capture. We make banking on the go simple with our comprehensive ATM network and mobile banking app.

These services are possible because AmeriChoice Federal Credit Union is part of CO-OP’s ATM Network, a network of credit unions that have joined together to provide ease of service and convenience on the scale of a national bank.

AmeriChoice is also a member of the Pennsylvania ATM Selective Surcharge Alliance (CU$). This alliance has the same goal, to provide surcharge-free service to all Pennsylvania credit union members!

Get Started


It is incredibly easy to find and access this network of ATMs. The two websites listed below allow you to search by city and state or by zip code.



If you’re on the go, no worries! There are plenty of ways to access this information on your mobile device.

MyCoop is a new, free service** from the CO-OP Network. You can text MYCOOP from your mobile device to find the closest surcharge-free ATM, from wherever you might be! Here’s how to get started.

Just text your current ZIP code, street address or cross streets to MYCOOP (692667), and the address of the nearest ATM is texted back to you within 30 seconds!

Have a Smartphone or tablet? Download the ATM Locator App from CO-OP Financial Services. It’s easy and free! Just type in your location and find the closest surcharge-free ATM. Revolutionize your credit union experience with AmeriChoice!

*AmeriChoice transaction usage charges may apply after four ATM withdrawals per month.
**While there is no charge for the service, standard text messaging fees from your wireless provider may apply.