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Savings Account Rates

Share Savings Account

Deposit Amount Annual Percentage Yield
$0 – $4.99 0.00% APY*
$5.00+ .10% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.

Sub Share Savings Account

Deposit Amount Annual Percentage Yield
All Deposits .10% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. The annual percentage yield is accurate as of the last dividend declaration date.

Holiday Club Account

Deposit Amount Annual Percentage Yield
All Deposits 0.15% APY*

 

*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Vacation Club Account

Deposit Amount Annual Percentage Yield
All Deposits 0.15% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Home Savers Club

Deposit Amount Annual Percentage Yield
All Deposits 0.15% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Premier Money Market Account

Deposit Amount Annual Percentage Yield
Up to $50,000 0.00% APY*
$50,000.01+ .75% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Tiered Money Market Account

Deposit Amount Annual Percentage Yield
Up to $2,500 0.00% APY*
$2,500.01 – $10,000 0.50% APY*
$10,000.01 – $25,000 0.50% APY*
$25,000.01 – $75,000 0.70% APY*
$75,000.01 – $150,000 0.75% APY*
$150,000.01+ 1.00% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.


Share Certificates

Deposit Term Annual Percentage Yield
3 Months ($500 minimum) 0.95% APY*
6 Months ($500 minimum) 4.50% APY*
12 Months ($500 minimum) 4.00% APY*
24 Months ($500 minimum) 1.35% APY*
36 Months ($500 minimum) 1.50% APY*
48 Months ($500 minimum) 1.65% APY*
60 Months ($500 minimum) 1.80% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.

Early withdrawal penalty may be imposed.

Dividend rates are declared by the Board of Directors and cannot be guaranteed

Stars Reward Members receive 5 basis point bonus.
Stripes Reward Members receive 10 basis point bonus.

To be eligible for bonus Member Reward level must be a Star or Stripe at the time of Share Certificate account opening.  Reward Levels are determined on the last business day of each month and are effective until the next end of month process.

Roth IRA

Deposit Amount Annual Percentage Yield
All Deposits 0.15% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice.

Traditional IRA

Deposit Amount Annual Percentage Yield
All Deposits 0.15% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice.

Business Premier Money Market Account

Deposit Amount Annual Percentage Yield
$0 – $49,999 0.00% APY*
$50,000+ 0.75% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice.

Business Tiered Money Market Account

Deposit Amount Annual Percentage Yield
Under $2,500 0.00% APY*
$2,500.01 – $10,000 0.50% APY*
$10,000.01 – $25,000 0.50% APY*
$25,000.01 – $75,000 0.70% APY*
$75,000.01 – $150,000 0.75% APY*
$150,000.01+ 1.00% APY*


*APY=Annual Percentage Yield. Rates are subject to change without notice.