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Home Equity Rates

Home Equity Loan Up To 85% Equity

Loan Term Interest Rate
Up to 36 Months 5.74% APR*
37-60 Months 5.74% APR*
61-120 Months 5.99% APR*
121-180 Months 6.49% APR*

 

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice. Maximum APR is 21% or the maximum permitted by law, whichever is lower.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.
Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 85% market value financing.
$5,000 or more in new money is required to refinance existing AmeriChoice Equity Loans.

Home Equity Loan Up To 100% Equity

Loan Term Interest Rate
Up to 36 Months 6.24% APR*
37-60 Months 6.24% APR*
61-120 Months 6.49% APR*
121-180 Months 6.99% APR*

 

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice. Maximum APR is 21% or the maximum permitted by law, whichever is lower.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.
Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 100% market value financing.
$5,000 or more in new money is required to refinance existing AmeriChoice Equity Loans.

Home Equity Line of Credit

Description Annual Percentage Rate
Home Equity Line of Credit 7.75% APR*

 

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies. Subject to Credit Approval. Property Insurance is required. Membership Eligibility applies.

 

Home Stretch Final Mortgage

Loan Term Annual Percentage Rate
Up to 36 months 5.74% APR*
37 to 60 months 5.74% APR*
61-120 Months 5.99% APR*
121-180 Months 6.49% APR*

 

*APR=Annual Percentage Rate.  The rate, term, and maximum amount your can borrow may vary and is based upon the applicant’s credit worthiness and the amount of equity in your home. Rates are subject to change without notice.  All loans are subject to lending guidelines.

Subject to Credit Approval; Property Insurance is Required; Membership Eligibility Applies.

Terms up to 15 years.  Minimum loan amount of $5,000.
Real Estate Secured** = Closed end loan up to 85% market value financing.  $5000 or more in new money is required to refinance existing Equity Loans.

Must qualify for membership and become a member to take advantage of this offer.