Additional Rates

Share Secured Loan

Loan Term	Interest Rate
Up to 36 months	2.24% APR*
37 to 60 months	2.99% APR*

*APR=Annual Percentage Rate

Signature Loan

Loan Period	Interest Rate
Up to 60 months	9.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Maximum APR is 18%.

Payment for a $1,000 for 60 months at 9.99% is $21.25 a month.

**Borrow $500 to $25,000. No prepayment penalty. Maximum payment term is 60 months.

Stock Secured Loan

Description	Interest Rate
Stock Secured**	10.00% APR*

*APR=Annual Percentage Rate
Variable Rate Line of Credit

**Use the value of your IBM stock as collateral. Borrow up to 75% of the current market value.

Recreational Vehicle Loan

Loan Term	Interest Rate
New Recreational Vehicle Loan up to 60 Months	7.49% APR*
New Recreational Vehicle Loan 61-120 Months	7.99% APR*
Used Recreational Vehicle Loan up to 60 Months	7.99% APR*
Used Recreational Vehicle Loan 61-120 Months	8.24% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above.

Personal Service Line of Credit

Description	Annual Percentage Rate
Personal Service Line of Credit	13.5% APR*

*APR = Annual Percentage Rate

(Variable Rate Line of Credit – Prime + 5% Adjusted Quarterly)

4th Quarter Rate 13.50% APR

DPR .0369863%

Members Get Great Rates Every Day