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Where did ALL the Free Checking Accounts Go?

Written by Alex Resetar | Sep 22, 2014 10:37:01 AM

Have you checked the fees on your bank checking account lately? In the recent economic climate, the number of banks that offer free checking has dipped below 50%, almost 10% less than 2013! Moebs $ervices conducted a study to determine the future of the free checking account. While banks are dropping like flies, credit unions stayed strong, almost 80% still offering truly free checking!

AmeriChoice is happy to contribute to that 80%. Even though many financial institutions consider free checking to be too costly, we believe that our members deserve to have a safe place to manage their money without being gouged by fees every month.

 What does this mean? With our Simplified Checking Account, we offer you truly FREE checking.

  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Surcharge FREE ATM Network
  • FREE access to e-statements, home banking, and mobile banking

Not only do we not charge you for having a checking account, we PAY you back for using your checking account and debit card! You simply have to enroll in our FREE debit card rewards program,CardCash™, and you can earn up to 1% cash back on all qualified non-PIN debit card transactions.*

If you’d like to truly experience FREE checking, then open a Simplified Checking Account today and encourage your friends and family to do the same!

*An activated AmeriChoice Federal Credit Union debit card AND enrollment in CardCash™ are required in order to earn cash back. There is no cost to enroll in CardCash™. After enrollment, qualifying non-PIN debit card purchases are used to determine monthly cash back. Terms and conditions apply.