---
title: Where did ALL the Free Checking Accounts Go?
description: Have you checked the fees on your bank checking account lately? In the recent economic climate, the number of banks that offer free checking has dipped below 50%, almost 10% less than 2013! Moebs $ervices conducted a study to determine the future of the free checking account. While banks are dropping like flies, credit unions… Read more »
---

[Blog ](https://americhoice.org/blog)

# [Where did ALL the Free Checking Accounts Go?](https://americhoice.org/blog/where-did-all-the-free-checking-accounts-go)

 Written by [Alex Resetar](https://americhoice.org/blog/author/alex-resetar) | Sep 22, 2014 10:37:01 AM

Have you checked the fees on your bank checking account lately? In the recent economic climate, the number of banks that offer free checking has **dipped below 50%,** almost 10% less than 2013! Moebs $ervices conducted a [study](http://time.com/3271235/expensive-checking/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed:+time/topstories+%28TIME:+Top+Stories%29) to determine the future of the free checking account. While banks are dropping like flies, credit unions stayed strong, almost 80% still offering truly free checking!

AmeriChoice is happy **to contribute to that 80%**. Even though many financial institutions consider free checking to be too costly, we believe that our members deserve to have a safe place to manage their money without being gouged by fees every month.

##  What does this mean? With our Simplified Checking Account, we offer you truly FREE checking.

- No minimum balance required
- No monthly service charge
- No per check charge
- Surcharge **FREE** ATM Network
- **FREE** access to e-statements, home banking, and [mobile banking](https://americhoice.org/benefits/mobile-banking/)

Not only do we not charge you for having a checking account, we **PAY** you back for using your checking account and debit card! You simply have to enroll in our FREE debit card rewards program,[CardCash™](https://www.cardcash.us/americhoice/enrollment_landing.aspx), and you can earn up to 1% cash back on all qualified non-PIN debit card transactions.*

If you’d like to truly experience **FREE** checking, then [open a Simplified Checking Account](https://americhoice.org/banking/checking-for-everyone/) today and encourage your friends and family to do the same!

*An activated AmeriChoice Federal Credit Union debit card AND enrollment in CardCash™ are required in order to earn cash back. There is no cost to enroll in CardCash™. After enrollment, qualifying non-PIN debit card purchases are used to determine monthly cash back. [Terms and conditions apply](https://americhoice.org/terms-of-use/).

[View full post](https://americhoice.org/blog/where-did-all-the-free-checking-accounts-go)

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